What is a Home Buyer Rebate?
A home buyer rebate is a portion of your real estate agent’s commission that’s given back to you at closing. It’s a smart way to reduce your out-of-pocket costs — typically used toward closing costs, interest rate buy-downs, or other expenses.
What Can I Use the Home Buyer Rebate For?
Your rebate can be applied to closing costs, discount points (to lower your interest rate), or other fees that arise during the buying process. It helps reduce how much you need to bring to the table at closing and gives you more flexibility with your budget.
Do I Need to Pay Taxes on My Buyer Rebate?
No. Home buyer rebates are considered a credit at closing, not income. Therefore, they are not taxable under current IRS guidelines. Always consult your tax advisor for personalized guidance.
Why Would You Give Back Half Your Commission? What’s the Catch?
There’s no catch. We believe buyers shouldn’t overpay for real estate services. Because we’re independent and not tied to a large brokerage, we can share our commission directly with you — putting more money in your pocket, where it belongs.
How Much Are Closing Costs for Buyers?
Closing costs typically range from 2% to 4% of the home’s purchase price, depending on location and lender. These may include appraisal fees, title insurance, taxes, attorney fees, lender charges, and more. Your rebate can help cover many of these expenses.
Are Home Buyer Rebates Legal?
Yes! Buyer rebates are legal in Colorado and most other states. While rules vary, rebates are fully allowed and simply require lender disclosure during the closing process.
Can I Still Get a Rebate If I’m Buying a New Construction Home?
Absolutely. Many builders pay commissions to agents just like in resale transactions. If you use us as your agent when purchasing new construction, you’ll still be eligible for our 50/50 commission rebate — just make sure to register us early in the process.
Do I Need to Disclose My Buyer Rebate to My Lender?
Yes, it’s important to inform your lender about your rebate. It’s considered a financial credit at closing and must be disclosed to ensure it doesn’t affect your loan approval. Don’t worry — we’ll guide you through the process and coordinate with your lender to keep everything compliant and smooth.
Will the rebate affect my mortgage approval?
No, but it does need to be disclosed to your lender. The rebate is treated as a credit at closing and won’t negatively affect your loan as long as it's properly documented (we’ll help with that).
What types of properties are eligible for a rebate?
Our buyers generally receive around 1.4% of the purchase price back as a rebate. This amount may vary based on the commission offered by the seller. Want to know exactly how much you’ll save? Use our rebate calculator on the homepage for a quick estimate!
How much commission do I pay when I sell with Your Rebate Agent?
You only pay a 1% listing fee to us. We recommend offering 2–3% to the buyer’s agent, making your total commission 3–4% instead of the typical 5–6%—saving you thousands.
What services are included in the 1% listing fee?
Our 1% fee includes full-service support: professional photography, MLS listing, pricing strategy, marketing on major real estate platforms, open houses, offer negotiation, and closing assistance.
Will I get less service for a lower commission?
Not at all. We provide the same (or better) level of service as traditional agents, just at a smarter price. We believe in fair pricing, not inflated commissions.
How much can I save by listing with Your Rebate Agent?
Sellers typically save $10,000–$15,000 on average, depending on the price of the home. Use our savings calculator to estimate your potential savings.
Do I have to pay anything upfront to list my home?
No. There are no upfront fees. Our commission is paid at closing, only when your home sells.
Will my home be listed on the MLS and other platforms?
Yes. Your property will be listed on the MLS and syndicated to top real estate websites like Zillow, Redfin, Realtor.com, and hundreds of others.
Do you host open houses or private showings?
Absolutely. We coordinate open houses and private showings to give your home maximum exposure to potential buyers.
Who handles the paperwork and closing process?
We do. Our team manages all the legal documents, timelines, inspection coordination, and title processing and ensures a smooth, stress-free closing.
What if I’m also buying a home after I sell?
Even better! You’ll save on both ends. When you buy with us, you get a 50% commission rebate, potentially thousands back after closing.
Do you offer staging services?
Yes, we offer staging services for an additional fee. We work with several different staging companies and can negotiate the staging fee to best suit your needs and enhance the presentation of your home for potential buyers.
How do I get started with selling my home?
It’s easy! Just click “Get Started” or “Request a Free Home Valuation” to connect with our team. We’ll review your goals and help you list with confidence.
